That’s one of the most common (and dangerous) signs that your finance function has outgrown basic bookkeeping. We’ll track every inflow and outflow, create a live cash flow forecast, and help you understand exactly where your money is going — and why. Within weeks, you’ll be able to see which clients, projects, or departments are draining cash and where decisions need to change.

Rapid growth without financial control is like driving blindfolded. You’ll hit something eventually. We come in, stabilise your reports, standardise your month-end process, and give you live insight into margins, cash, and burn. You’ll go from reactive chaos to strategic clarity, without changing your whole finance team.

If you're making £500K+ in annual revenue and don’t have a financial plan, you’re already late. A Virtual CFO helps you build budgets, forecasts, and pricing models that protect your profit. You don’t need to be a 7-figure company to think like one — and the earlier you bring in structure, the more you retain as you grow.

This is exactly where our work starts. We’ll work with you to create a 12-month budget, a rolling forecast, and multiple what-if scenarios so you always know your next 3 moves. No more panic at payroll, surprise tax bills, or delayed hires. You get a full decision-making framework built around your actual business model.

Usually both. Most founders don’t have real-time gross margin visibility. We’ll break your costs down by product, service, or client — so you’ll finally know what’s profitable and what isn’t. We then flag pricing mismatches, unscalable ops, or wasteful overheads — and help you fix them.

That’s because they’re not meant to. Accountants handle statutory filings and historical bookkeeping. A CFO handles forecasting, planning, scenario modelling, investor conversations, and strategic decisions. We don’t replace your accountant — we make their work usable at a board level.

Not unless it’s holding you back. We plug into what you’re already using — Xero, QuickBooks, Google Sheets, Float, etc. — and bring structure around it. If needed, we’ll help your team level up or bring in tools like Fathom, Spotlight, or Syft to clean up reporting and automate pain points.

Yes — and you’ll actually use them. We produce board-ready reports every month: P&L, cash flow, balance sheet, KPIs, and commentary. No jargon. No clutter. Just insights that help you make decisions fast.

You don’t need one. A Virtual CFO gives you 80% of the strategic benefit of a full-time CFO — at 20–30% of the cost. We join your team part-time, with structured monthly input and weekly availability. You only pay for what you use, and scale up when you’re ready.

A Virtual CFO is not a cost — it’s an accelerator. Our clients typically recoup the cost within 2–3 months through better margin visibility, smarter pricing, cash control, and reduced tax exposure. Plus, when you raise investment or apply for funding, clean finance makes you 10x more credible.